Privacy & ToS

Privacy Policy & Terms of Service

Thank you for your interest in our privacy policy and terms of service. We will try to keep things short and easy to understand.

Your privacy concerns will be respected. We do not collect personal data about you other than information you would voluntarily submit through our contact us form. That information will only be used to get in touch with you about your inquiry. Your data will not be shared with 3rd parties. However, your computer you are coming from identifies itself via an IP address. Other information your computer shares is the type of web browser as an example. Our server analytics software will use that information to provide website statistics to us in a readable format. We will use that information to improve our website, but will not share that information with 3rd parties. However, the web analytics software might be hosted with a 3rd party and technically that 3rd party would have access to your data as well. An example would be if we decide to use Google Analytics as our web analytics software. In that case the Google Privacy Policy would apply.

By using our website you agree to our terms of service. If you do not want to agree, please leave the website accordingly. This might sound harsh, but we do not want to force something down to ya, you know. But don’t worry, we do not bite. Terms of service really means that we tell it as it is. This website provides product reviews, insurance related information and recommendations. Some of the data was collected by us personally while other pieces might have been collected by 3rd parties. Some data is manufacturer/provider specific accordingly. We are trying hard to make sure that all data on the website is correct, but we cannot always guarantee this or verify where the 3rd party pulled the data from as a source. So, if in doubt, please do additional research on your own or contact the manufacturer/insurance provider you are interested in accordingly. This website is not sponsored by a specific manufacturer/insurance provider nor do intentionally leave out manufacturers/providers from our reviews. This website is financed through advertisements displayed on our web pages or eventually by a referal commission. Please note that the price of a product/policy is not affected by an affiliate commission. The retailer, service provider, or an insurance wholesaler pays the referal commission, not you. The product does not get cheaper for you if choose to access the retailers website through a straight link and not a referal link. A possible affiliate commission does not affect our reviews. If we find a bad product and discover issues, we will point that out whenever possible. If you click on an advertisement you are visiting a 3rd party website. We do not have control over those website and just recommend that you use common sense when leaving our web property. As mentioned before, we do not want to force something down on you. If you feel uncomfortable on our website, please leave accordingly. We feel confident that the content on our website is helpful in one way or the other, but that certain exceptions can apply. That’s just how life works.